(970) 982-4028
Greeley, CO
(970) 982-4028 has 2 FTC complaints, mostly about debt relief.
- No new complaints since May 13, 2026 (FTC data through Nov 13, 2026).
- More FTC complaints than 88% of the 34,338 numbers with FTC complaints in area code 970.
Complaint history
2 FTC complaints between May 8, 2026 and May 13, 2026.
Both FTC complaints are about calls in May 2026.
FTC complaints are filed by consumers with the U.S. Federal Trade Commission's Do Not Call registry; they aren't verified by the FTC or by us.
What callers claimed
2 of its 2 FTC complaints (100%) are about debt relief, against 16% of the 41,271 FTC complaints about all numbers in area code 970.
Complaint categories chosen by FTC complainants:
- Reducing your debt (credit cards, mortgage, student loans) 2 · 100%
Who called
The number's block is assigned to Hd Carrier LLC in Greeley, CO.
Is it a debt collector?
Nothing says it is: none of its 2 complaints describe debt collection; 2 (100% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
Part of a group of similar numbers
(970) 982-4028 is one of 317 numbers in 970-982 first reported to the FTC for “Reducing your debt (credit cards, mortgage, student loans)” calls between Apr 21, 2026 and Sep 9, 2026, 387 complaints in all; most from Florida (13%), New Jersey (9%), New York (9%).
Numbers from one block reported for the same thing within days of each other are rarely chance; they usually mean one operation cycling through numbers. How groups are found.
Nearby numbers in 970-982
671 numbers in 970-982 have 835 FTC complaints between them (89% robocalls), 2 of them about (970) 982-4028. The commonest categories in the block: Reducing your debt (credit cards, mortgage, student loans) (64%), Calls pretending to be government, businesses, or family and friends (3%).
The closest reported numbers on either side of (970) 982-4028, in number order.
When the calls came
Time of day of 2 calls:
Day of the week of 2 calls:
The date and time of the call as complainants entered them on the FTC form; the time zone isn't recorded. Times entered as exactly midnight or noon are left out (they're usually the form's default).
Location
- Location of the number block
- Greeley, CO, USA
- Block assigned to
- Hd Carrier LLC
From the North American Numbering Plan Administrator (Nov 3, 2026). This is who the number block was assigned to; numbers can be moved between carriers, and caller IDs can be faked.
FTC complainants were in Florida (1) and Texas (1).
Where FTC complainants were located (U.S. states):
- Florida 1 · 50%
- Texas 1 · 50%
Complainants' cities:
West Palm Beach, FL (1)
As typed on the FTC form, with spelling variants merged; complaints without a city aren't counted.
Searches on Canadial
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Report (970) 982-4028
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Recent community reports
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What to do
- Don't share personal or banking details, or pay anyone, on a call you didn't expect. Hang up and call the organization back on a number you find yourself.
- Block it from your recent calls (iPhone: ⓘ, then “Block this Caller”; Android: long-press, then “Block”).
- Report fraud to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: to the National Do Not Call List.
- A collector calling? How to check a collection agency in your province.
- Report fraud to the FTC.
- Report telemarketing if you're registered and still got the call: to the National Do Not Call Registry.
- A collector calling? See the FTC's guide to your rights.
- Report fraud: in the U.S. to the FTC; in Canada to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: in the U.S. to the National Do Not Call Registry; in Canada to the National Do Not Call List.
- A collector calling? In the U.S., see the FTC's guide to your rights; in Canada, how to check a collection agency in your province.
Questions about (970) 982-4028
- Who called me from (970) 982-4028?
- No complaint names the caller; FTC complainants most often said the calls were about debt relief. The number is in a block assigned to Hd Carrier LLC in Greeley, CO (NANPA, Nov 3, 2026); numbers can move between carriers, so the caller's provider may differ. It's one of 317 numbers in the same block first reported for the same kind of call within days of each other, likely one operation.
- Is (970) 982-4028 a scam?
- Canadial rates it low risk, from 2 complaints, latest May 13, 2026.
- Is (970) 982-4028 a debt collector or collection agency?
- Nothing says it is: none of its 2 complaints describe debt collection; 2 (100% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
- Should I call (970) 982-4028 back?
- Be careful. If you don't recognize it, let it go to voicemail: a legitimate caller will leave a message, and you can reach any real organization on a number you look up yourself.
- How many times has (970) 982-4028 been reported?
- 2 complaints to the U.S. FTC's Do Not Call registry between May 8, 2026 and May 13, 2026.
- What do callers from (970) 982-4028 say?
- 2 of its 2 FTC complaints (100%) are about debt relief, against 16% of the 41,271 FTC complaints about all numbers in area code 970.
Data updated: FTC complaints through Nov 13, 2026; numbering records as of Nov 3, 2026; community reports live. How this page is built.