(877) 438-5745
Toll-free number
(877) 438-5745 is likely a robocall: 5 FTC complaints, 100% recorded messages, mostly about debt relief.
- No new complaints since Feb 3, 2026 (FTC data through Nov 13, 2026).
- More FTC complaints than 95% of the 79,430 numbers with FTC complaints in area code 877.
- Only 2 numbers in the 877-438 block have more complaints, of 467 there with FTC complaints.
Complaint history
5 FTC complaints between Jan 16, 2026 and Feb 3, 2026.
The FTC complaints came in every month from Jan 2026 to Feb 2026; the busiest was Jan 2026, with 4 of 5.
FTC complaints are filed by consumers with the U.S. Federal Trade Commission's Do Not Call registry; they aren't verified by the FTC or by us.
What callers claimed
Complaint categories chosen by FTC complainants:
- Reducing your debt (credit cards, mortgage, student loans) 5 · 100%
Who called
(877) 438-5745 is a toll-free number. Toll-free numbers aren't tied to a place, and no public record shows which company holds them.
Is it a debt collector?
Nothing says it is: none of its 5 complaints describe debt collection; 5 (100% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
Nearby numbers in 877-438
The closest reported numbers on either side of (877) 438-5745, in number order.
When the calls came
Time of day of 5 calls; most often the 7 p.m. hour (2):
Day of the week of 5 calls; most often Friday (2):
The date and time of the call as complainants entered them on the FTC form; the time zone isn't recorded. Times entered as exactly midnight or noon are left out (they're usually the form's default).
Location
Toll-free numbers can be answered anywhere in Canada and the U.S.; the number itself says nothing about where the caller is.
FTC complainants were in Alaska (1), Florida (1), Georgia (1) and New Jersey (1), among others.
Where FTC complainants were located (U.S. states):
- Alaska 1 · 20%
- Florida 1 · 20%
- Georgia 1 · 20%
Show 2 more states Show fewer
- New Jersey 1 · 20%
- Texas 1 · 20%
Complainants' cities:
Gordon, GA (1) · Midland, TX (1) · Mount Laurel, NJ (1) · Weston, FL (1)
As typed on the FTC form, with spelling variants merged; complaints without a city aren't counted.
Searches on Canadial
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Report (877) 438-5745
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Recent community reports
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What to do
- Don't share personal or banking details, or pay anyone, on a call you didn't expect. Hang up and call the organization back on a number you find yourself.
- Block it from your recent calls (iPhone: ⓘ, then “Block this Caller”; Android: long-press, then “Block”).
- Report fraud to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: to the National Do Not Call List.
- A collector calling? How to check a collection agency in your province.
- Report fraud to the FTC.
- Report telemarketing if you're registered and still got the call: to the National Do Not Call Registry.
- A collector calling? See the FTC's guide to your rights.
- Report fraud: in the U.S. to the FTC; in Canada to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: in the U.S. to the National Do Not Call Registry; in Canada to the National Do Not Call List.
- A collector calling? In the U.S., see the FTC's guide to your rights; in Canada, how to check a collection agency in your province.
Questions about (877) 438-5745
- Who called me from (877) 438-5745?
- No complaint names the caller; FTC complainants most often said the calls were about debt relief. It's a toll-free number, which isn't tied to a place, and no public record shows which company holds it.
- Is (877) 438-5745 a scam?
- Canadial rates it medium risk, from 5 complaints, latest Feb 3, 2026, 100% robocalls.
- Is (877) 438-5745 a debt collector or collection agency?
- Nothing says it is: none of its 5 complaints describe debt collection; 5 (100% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
- Should I call (877) 438-5745 back?
- No. Calling back can confirm that your line is answered. If the caller claimed to be a company or agency you deal with, contact it on a number you find yourself.
- How many times has (877) 438-5745 been reported?
- 5 complaints to the U.S. FTC's Do Not Call registry between Jan 16, 2026 and Feb 3, 2026.
- What do callers from (877) 438-5745 say?
- The most common complaint category is "Reducing your debt (credit cards, mortgage, student loans)" (100% of FTC complaints).
- When does (877) 438-5745 call?
- In FTC complaints, the most common time was the 7 p.m. hour (2 of 5 calls with a time); the most common day was Friday (2 of 5).
Data updated: FTC complaints through Nov 13, 2026; community reports live. How this page is built.