(866) 978-3204
Toll-free number
(866) 978-3204 has 2 FTC complaints, mostly about debt relief.
- No new complaints since Dec 2, 2025 (FTC data through Nov 13, 2026).
- More FTC complaints than 74% of the 75,471 numbers with FTC complaints in area code 866.
Complaint history
2 FTC complaints between Nov 20, 2025 and Dec 2, 2025.
The FTC complaints came in every month from Nov 2025 to Dec 2025.
FTC complaints are filed by consumers with the U.S. Federal Trade Commission's Do Not Call registry; they aren't verified by the FTC or by us.
What callers claimed
Complaint categories chosen by FTC complainants:
- Not specified / other 1 · 50%
- Reducing your debt (credit cards, mortgage, student loans) 1 · 50%
Who called
(866) 978-3204 is a toll-free number. Toll-free numbers aren't tied to a place, and no public record shows which company holds them.
Is it a debt collector?
Nothing says it is: none of its 2 complaints describe debt collection; 1 (50% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
Nearby numbers in 866-978
The closest reported numbers on either side of (866) 978-3204, in number order.
When the calls came
Time of day of 2 calls:
Day of the week of 2 calls:
The date and time of the call as complainants entered them on the FTC form; the time zone isn't recorded. Times entered as exactly midnight or noon are left out (they're usually the form's default).
Location
Toll-free numbers can be answered anywhere in Canada and the U.S.; the number itself says nothing about where the caller is.
FTC complainants were in Maryland (1) and Michigan (1).
Where FTC complainants were located (U.S. states):
- Maryland 1 · 50%
- Michigan 1 · 50%
Complainants' cities:
Macomb Township, MI (1)
As typed on the FTC form, with spelling variants merged; complaints without a city aren't counted.
Searches on Canadial
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Report (866) 978-3204
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Recent community reports
No community reports yet. Be the first to describe this call.
What to do
- Don't share personal or banking details, or pay anyone, on a call you didn't expect. Hang up and call the organization back on a number you find yourself.
- Block it from your recent calls (iPhone: ⓘ, then “Block this Caller”; Android: long-press, then “Block”).
- Report fraud to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: to the National Do Not Call List.
- A collector calling? How to check a collection agency in your province.
- Report fraud to the FTC.
- Report telemarketing if you're registered and still got the call: to the National Do Not Call Registry.
- A collector calling? See the FTC's guide to your rights.
- Report fraud: in the U.S. to the FTC; in Canada to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: in the U.S. to the National Do Not Call Registry; in Canada to the National Do Not Call List.
- A collector calling? In the U.S., see the FTC's guide to your rights; in Canada, how to check a collection agency in your province.
Questions about (866) 978-3204
- Who called me from (866) 978-3204?
- No complaint names the caller; FTC complainants most often said the calls were about debt relief. It's a toll-free number, which isn't tied to a place, and no public record shows which company holds it.
- Is (866) 978-3204 a scam?
- Canadial rates it low risk, from 2 complaints, latest Dec 2, 2025.
- Is (866) 978-3204 a debt collector or collection agency?
- Nothing says it is: none of its 2 complaints describe debt collection; 1 (50% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
- Should I call (866) 978-3204 back?
- Be careful. If you don't recognize it, let it go to voicemail: a legitimate caller will leave a message, and you can reach any real organization on a number you look up yourself.
- How many times has (866) 978-3204 been reported?
- 2 complaints to the U.S. FTC's Do Not Call registry between Nov 20, 2025 and Dec 2, 2025.
- What do callers from (866) 978-3204 say?
- The most common complaint category is "Reducing your debt (credit cards, mortgage, student loans)" (50% of FTC complaints).
Data updated: FTC complaints through Nov 13, 2026; community reports live. How this page is built.