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(866) 386-0412

Toll-free number

Low risk

(866) 386-0412 is reported as unwanted: 2 FTC complaints and 1 FCC complaint, mostly about debt relief.

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Did (866) 386-0412 call you?
2
FTC complaints
1
FCC complaints
Dec 3, 2024
Latest report

Complaint history

2 FTC complaints between Sep 30, 2022 and Apr 12, 2024.

The FTC complaints came in 2 of the 20 months from Sep 2022 to Apr 2024.

Sep 2022: 1Oct 2022: 0Nov 2022: 0Dec 2022: 0Jan 2023: 0Feb 2023: 0Mar 2023: 0Apr 2023: 0May 2023: 0Jun 2023: 0Jul 2023: 0Aug 2023: 0Sep 2023: 0Oct 2023: 0Nov 2023: 0Dec 2023: 0Jan 2024: 0Feb 2024: 0Mar 2024: 0Apr 2024: 1Sep 2022 Apr 2024
FTC complaints per month (by call date); peak 1 in a month.

FTC complaints are filed by consumers with the U.S. Federal Trade Commission's Do Not Call registry; they aren't verified by the FTC or by us.

Complaints to the FCC

1 complaint to the U.S. Federal Communications Commission on Dec 3, 2024; all gave it as the number to call back rather than the caller ID.

The complainant heard a live person. They filed it as unwanted calls (1). The calls were about mortgage loans (1). Complainants were in Ohio (1).

Source: FCC Consumer Help Center, Consumer Complaints Data (public domain), complaints about unwanted calls, telemarketing and robocalls. The FCC doesn't verify the facts alleged in complaints, and neither do we.

What callers claimed

Complaint categories chosen by FTC complainants:

  • Not specified / other 1 · 50%
  • Reducing your debt (credit cards, mortgage, student loans) 1 · 50%

Who called

(866) 386-0412 is a toll-free number. Toll-free numbers aren't tied to a place, and no public record shows which company holds them.

Is it a debt collector?

Nothing says it is: none of its 3 complaints describe debt collection; 1 (50% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.

Nearby numbers in 866-386

The closest reported numbers on either side of (866) 386-0412, in number order.

All reported numbers in 866-386 →

When the calls came

Day of the week of 2 calls; most often Friday (2):

Sun Mon Tue Wed Thu Fri Sat

The date and time of the call as complainants entered them on the FTC form; the time zone isn't recorded. Times entered as exactly midnight or noon are left out (they're usually the form's default).

Location

Toll-free numbers can be answered anywhere in Canada and the U.S.; the number itself says nothing about where the caller is.

FTC complainants were in Indiana (1) and Tennessee (1).

Where FTC complainants were located (U.S. states):

  • Indiana 1 · 50%
  • Tennessee 1 · 50%

Complainants' cities:

Beech Grove, IN (1) · Memphis, TN (1)

As typed on the FTC form, with spelling variants merged; complaints without a city aren't counted.

Toll-free code 866: spam calls and most-reported numbers →

Searches on Canadial

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Real visits to this page, counted once per visitor per day.

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Answers from visitors, one per person per month (asked at the top of the page).

Report (866) 386-0412

Tell others what the call was about. Reports appear on this page; no account needed.

Recent community reports

No community reports yet. Be the first to describe this call.

What to do

Questions about (866) 386-0412

Who called me from (866) 386-0412?
No complaint names the caller; FTC complainants most often said the calls were about debt relief. It's a toll-free number, which isn't tied to a place, and no public record shows which company holds it.
Is (866) 386-0412 a scam?
Canadial rates it low risk, from 3 complaints, latest Dec 3, 2024.
Is (866) 386-0412 a debt collector or collection agency?
Nothing says it is: none of its 3 complaints describe debt collection; 1 (50% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
Should I call (866) 386-0412 back?
Be careful. If you don't recognize it, let it go to voicemail: a legitimate caller will leave a message, and you can reach any real organization on a number you look up yourself.
How many times has (866) 386-0412 been reported?
2 complaints to the U.S. FTC's Do Not Call registry between Sep 30, 2022 and Apr 12, 2024 and 1 complaint to the U.S. FCC on Dec 3, 2024.
What do callers from (866) 386-0412 say?
The most common complaint category is "Reducing your debt (credit cards, mortgage, student loans)" (50% of FTC complaints).
When does (866) 386-0412 call?
In FTC complaints, the most common day was Friday (2 of 2).

Data updated: FTC complaints through Nov 13, 2026; FCC complaints refreshed daily; community reports live. How this page is built.