Canadial Know Who Called

(855) 609-9720

Toll-free number

Medium risk

(855) 609-9720 is reported as unwanted: 2 FTC complaints and 1 FCC complaint, mostly about debt relief.

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Did (855) 609-9720 call you?
2
FTC complaints
1
FCC complaints
Jan 5, 2026
Latest report

Complaint history

2 FTC complaints between Dec 24, 2025 and Dec 31, 2025.

Both FTC complaints are about calls in Dec 2025.

FTC complaints are filed by consumers with the U.S. Federal Trade Commission's Do Not Call registry; they aren't verified by the FTC or by us.

Complaints to the FCC

1 complaint to the U.S. Federal Communications Commission on Jan 5, 2026.

The complainant heard a recorded message. They filed it as unwanted calls (1). The calls were about mortgage loans (1). Complainants were in Utah (1).

Source: FCC Consumer Help Center, Consumer Complaints Data (public domain), complaints about unwanted calls, telemarketing and robocalls. The FCC doesn't verify the facts alleged in complaints, and neither do we.

What callers claimed

Complaint categories chosen by FTC complainants:

  • Not specified / other 1 · 50%
  • Reducing your debt (credit cards, mortgage, student loans) 1 · 50%

Who called

(855) 609-9720 is a toll-free number. Toll-free numbers aren't tied to a place, and no public record shows which company holds them.

Is it a debt collector?

Nothing says it is: none of its 3 complaints describe debt collection; 1 (50% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.

Nearby numbers in 855-609

The closest reported numbers on either side of (855) 609-9720, in number order.

All reported numbers in 855-609 →

When the calls came

Time of day of 2 calls:

12a 6a 12p 6p

Day of the week of 2 calls; most often Wednesday (2):

Sun Mon Tue Wed Thu Fri Sat

The date and time of the call as complainants entered them on the FTC form; the time zone isn't recorded. Times entered as exactly midnight or noon are left out (they're usually the form's default).

Location

Toll-free numbers can be answered anywhere in Canada and the U.S.; the number itself says nothing about where the caller is.

FTC complainants were in Michigan (1) and Pennsylvania (1).

Where FTC complainants were located (U.S. states):

  • Michigan 1 · 50%
  • Pennsylvania 1 · 50%

Complainants' cities:

Ann Arbor, MI (1) · Harrisburg, PA (1)

As typed on the FTC form, with spelling variants merged; complaints without a city aren't counted.

Toll-free code 855: spam calls and most-reported numbers →

Searches on Canadial

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Answers from visitors, one per person per month (asked at the top of the page).

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Recent community reports

No community reports yet. Be the first to describe this call.

What to do

Questions about (855) 609-9720

Who called me from (855) 609-9720?
No complaint names the caller; FTC complainants most often said the calls were about debt relief. It's a toll-free number, which isn't tied to a place, and no public record shows which company holds it.
Is (855) 609-9720 a scam?
Canadial rates it medium risk, from 3 complaints, latest Jan 5, 2026.
Is (855) 609-9720 a debt collector or collection agency?
Nothing says it is: none of its 3 complaints describe debt collection; 1 (50% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
Should I call (855) 609-9720 back?
No. Calling back can confirm that your line is answered. If the caller claimed to be a company or agency you deal with, contact it on a number you find yourself.
How many times has (855) 609-9720 been reported?
2 complaints to the U.S. FTC's Do Not Call registry between Dec 24, 2025 and Dec 31, 2025 and 1 complaint to the U.S. FCC on Jan 5, 2026.
What do callers from (855) 609-9720 say?
The most common complaint category is "Reducing your debt (credit cards, mortgage, student loans)" (50% of FTC complaints).
When does (855) 609-9720 call?
In FTC complaints, the most common day was Wednesday (2 of 2).

Data updated: FTC complaints through Nov 13, 2026; FCC complaints refreshed daily; community reports live. How this page is built.