(855) 265-4038
Toll-free number
(855) 265-4038 is likely a robocall: 3 FTC complaints, 67% recorded messages, mostly about debt relief.
- No new complaints since Feb 26, 2024 (FTC data through Nov 13, 2026).
- More FTC complaints than 89% of the 83,923 numbers with FTC complaints in area code 855.
- Only 3 numbers in the 855-265 block have more complaints, of 35 there with FTC complaints.
Complaint history
3 FTC complaints between Feb 16, 2023 and Feb 26, 2024.
The FTC complaints came in 3 of the 13 months from Feb 2023 to Feb 2024.
FTC complaints are filed by consumers with the U.S. Federal Trade Commission's Do Not Call registry; they aren't verified by the FTC or by us.
What callers claimed
Complaint categories chosen by FTC complainants:
- Reducing your debt (credit cards, mortgage, student loans) 2 · 67%
- Medical & prescriptions 1 · 33%
Who called
(855) 265-4038 is a toll-free number. Toll-free numbers aren't tied to a place, and no public record shows which company holds them.
Is it a debt collector?
Nothing says it is: none of its 3 complaints describe debt collection; 2 (67% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
Nearby numbers in 855-265
The closest reported numbers on either side of (855) 265-4038, in number order.
When the calls came
Time of day of 3 calls:
Day of the week of 3 calls:
The date and time of the call as complainants entered them on the FTC form; the time zone isn't recorded. Times entered as exactly midnight or noon are left out (they're usually the form's default).
Location
Toll-free numbers can be answered anywhere in Canada and the U.S.; the number itself says nothing about where the caller is.
FTC complainants were in California (1), Massachusetts (1) and Michigan (1).
Where FTC complainants were located (U.S. states):
- California 1 · 33%
- Massachusetts 1 · 33%
- Michigan 1 · 33%
Complainants' cities:
Methuen, MA (1) · Monrovia, CA (1)
As typed on the FTC form, with spelling variants merged; complaints without a city aren't counted.
Searches on Canadial
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Report (855) 265-4038
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Recent community reports
No community reports yet. Be the first to describe this call.
What to do
- Don't share personal or banking details, or pay anyone, on a call you didn't expect. Hang up and call the organization back on a number you find yourself.
- Block it from your recent calls (iPhone: ⓘ, then “Block this Caller”; Android: long-press, then “Block”).
- Report fraud to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: to the National Do Not Call List.
- A collector calling? How to check a collection agency in your province.
- Report fraud to the FTC.
- Report telemarketing if you're registered and still got the call: to the National Do Not Call Registry.
- A collector calling? See the FTC's guide to your rights.
- Report fraud: in the U.S. to the FTC; in Canada to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: in the U.S. to the National Do Not Call Registry; in Canada to the National Do Not Call List.
- A collector calling? In the U.S., see the FTC's guide to your rights; in Canada, how to check a collection agency in your province.
Questions about (855) 265-4038
- Who called me from (855) 265-4038?
- No complaint names the caller; FTC complainants most often said the calls were about debt relief. It's a toll-free number, which isn't tied to a place, and no public record shows which company holds it.
- Is (855) 265-4038 a scam?
- Canadial rates it low risk, from 3 complaints, latest Feb 26, 2024, 67% robocalls.
- Is (855) 265-4038 a debt collector or collection agency?
- Nothing says it is: none of its 3 complaints describe debt collection; 2 (67% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
- Should I call (855) 265-4038 back?
- Be careful. If you don't recognize it, let it go to voicemail: a legitimate caller will leave a message, and you can reach any real organization on a number you look up yourself.
- How many times has (855) 265-4038 been reported?
- 3 complaints to the U.S. FTC's Do Not Call registry between Feb 16, 2023 and Feb 26, 2024.
- What do callers from (855) 265-4038 say?
- The most common complaint category is "Reducing your debt (credit cards, mortgage, student loans)" (67% of FTC complaints).
Data updated: FTC complaints through Nov 13, 2026; community reports live. How this page is built.