(800) 987-5521
Toll-free number
(800) 987-5521 is likely a robocall: 7 FTC complaints and 4 FCC complaints, recorded messages in 57% of the FTC complaints, most often about debt relief (43%).
- 1 FTC complaint dated in the 30 days to Nov 13, 2026, none in the 90 days before.
- More FTC complaints than 94% of the 23,745 numbers with FTC complaints in area code 800.
- No number in the 800-987 block has more complaints; 38 numbers there have FTC complaints.
Complaint history
7 FTC complaints between Sep 4, 2022 and Oct 16, 2026.
The FTC complaints came in 7 of the 50 months from Sep 2022 to Oct 2026.
FTC complaints are filed by consumers with the U.S. Federal Trade Commission's Do Not Call registry; they aren't verified by the FTC or by us.
Complaints to the FCC
4 complaints to the U.S. Federal Communications Commission between Apr 29, 2019 and Aug 21, 2019; 1 gave it as the number to call back rather than the caller ID.
Of the 4 complainants, 2 got a call that hung up or stayed silent and 2 heard a recorded message. They filed them as unwanted calls (4). Complainants were in Florida (1), Michigan (1), Minnesota (1) and New York (1).
Source: FCC Consumer Help Center, Consumer Complaints Data (public domain), complaints about unwanted calls, telemarketing and robocalls. The FCC doesn't verify the facts alleged in complaints, and neither do we.
What callers claimed
Complaint categories chosen by FTC complainants:
- Reducing your debt (credit cards, mortgage, student loans) 3 · 43%
- Calls pretending to be government, businesses, or family and friends 2 · 29%
- Not specified / other 2 · 29%
Who called
(800) 987-5521 is a toll-free number. Toll-free numbers aren't tied to a place, and no public record shows which company holds them.
Is it a debt collector?
Nothing says it is: none of its 11 complaints describe debt collection; 3 (43% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
Nearby numbers in 800-987
The closest reported numbers on either side of (800) 987-5521, in number order.
When the calls came
Time of day of 3 calls:
Day of the week of 6 calls:
The date and time of the call as complainants entered them on the FTC form; the time zone isn't recorded. Times entered as exactly midnight or noon are left out (they're usually the form's default).
Location
Toll-free numbers can be answered anywhere in Canada and the U.S.; the number itself says nothing about where the caller is.
Most FTC complainants were in Florida (2 of 7); others in California (1), Georgia (1) and Kentucky (1) and more. Statewide, Florida ranks #2 of the 50 states and DC for Do Not Call complaints per resident: 256,906 in the last 12 months, 1095 per 100,000 people. Spam calls in Florida.
Where FTC complainants were located (U.S. states):
- Florida 2 · 29%
- California 1 · 14%
- Georgia 1 · 14%
Show 3 more states Show fewer
- Kentucky 1 · 14%
- North Carolina 1 · 14%
- Texas 1 · 14%
Complainants' cities (most common):
Cedar Hill, TX (1) · Indian Trail, NC (1) · Sacramento, CA (1) · Savannah, GA (1) · Shelbyville, KY (1)
As typed on the FTC form, with spelling variants merged; complaints without a city aren't counted.
Searches on Canadial
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Report (800) 987-5521
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Recent community reports
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What to do
- Don't share personal or banking details, or pay anyone, on a call you didn't expect. Hang up and call the organization back on a number you find yourself.
- Block it from your recent calls (iPhone: ⓘ, then “Block this Caller”; Android: long-press, then “Block”).
- Report fraud to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: to the National Do Not Call List.
- A collector calling? How to check a collection agency in your province.
- Report fraud to the FTC.
- Report telemarketing if you're registered and still got the call: to the National Do Not Call Registry.
- A collector calling? See the FTC's guide to your rights.
- Report fraud: in the U.S. to the FTC; in Canada to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: in the U.S. to the National Do Not Call Registry; in Canada to the National Do Not Call List.
- A collector calling? In the U.S., see the FTC's guide to your rights; in Canada, how to check a collection agency in your province.
Questions about (800) 987-5521
- Who called me from (800) 987-5521?
- No complaint names the caller; FTC complainants most often said the calls were about debt relief. It's a toll-free number, which isn't tied to a place, and no public record shows which company holds it.
- Is (800) 987-5521 a scam?
- Canadial rates it medium risk, from 11 complaints, latest Oct 16, 2026, robocalls in 57% of the FTC complaints.
- Is (800) 987-5521 a debt collector or collection agency?
- Nothing says it is: none of its 11 complaints describe debt collection; 3 (43% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
- Should I call (800) 987-5521 back?
- No. Calling back can confirm that your line is answered. If the caller claimed to be a company or agency you deal with, contact it on a number you find yourself.
- How many times has (800) 987-5521 been reported?
- 7 complaints to the U.S. FTC's Do Not Call registry between Sep 4, 2022 and Oct 16, 2026 and 4 complaints to the U.S. FCC between Apr 29, 2019 and Aug 21, 2019.
- What do callers from (800) 987-5521 say?
- The most common complaint category is "Reducing your debt (credit cards, mortgage, student loans)" (43% of FTC complaints).
Data updated: FTC complaints through Nov 13, 2026; FCC complaints refreshed daily; community reports live. How this page is built.