Who called me from (800) 981-8898?

No complaint names the caller; FTC complainants most often said the calls were about debt relief. It's a toll-free number, which isn't tied to a place, and no public record shows which company holds it.

Is (800) 981-8898 a scam?

Canadial rates it high risk, from 29 complaints, latest Sep 2, 2026, robocalls in 12% of the FTC complaints.

Should I call (800) 981-8898 back?

No. Calling back can confirm that your line is answered. If the caller claimed to be a company or agency you deal with, contact it on a number you find yourself.

How many times has (800) 981-8898 been reported?

25 complaints to the U.S. FTC's Do Not Call registry between Oct 12, 2022 and Feb 18, 2026 and 4 complaints to the U.S. FCC between Dec 28, 2020 and Sep 2, 2026.

What do callers from (800) 981-8898 say?

The most common complaint category is "Reducing your debt (credit cards, mortgage, student loans)" (68% of FTC complaints).

When does (800) 981-8898 call?

In FTC complaints, the most common time was the 3 p.m. hour (5 of 25 calls with a time); the most common day was Friday (7 of 25).

(800) 981-8898

Toll-free number

High risk

(800) 981-8898 is likely an unwanted sales call: 25 FTC complaints and 4 FCC complaints, recorded messages in 12% of the FTC complaints, mostly about debt relief.

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FTC complaints

FCC complaints

12%

Recorded messages

Sep 2, 2026

Latest report

More FTC complaints than 98% of the 23,745 numbers with FTC complaints in area code 800.
No number in the 800-981 block has more complaints; 13 numbers there have FTC complaints.

Complaint history

25 FTC complaints between Oct 12, 2022 and Feb 18, 2026.

The FTC complaints came in 13 of the 41 months from Oct 2022 to Feb 2026; the busiest was Apr 2023, with 6 of 25.

FTC complaints per month (by call date); peak 6 in a month.

FTC complaints are filed by consumers with the U.S. Federal Trade Commission's Do Not Call registry; they aren't verified by the FTC or by us.

Complaints to the FCC

4 complaints to the U.S. Federal Communications Commission between Dec 28, 2020 and Sep 2, 2026; 2 gave it as the number to call back rather than the caller ID.

All 4 heard a live person. They filed them as unwanted calls (4). The calls were about debt relief/debt consolidation (1) and mortgage loans (1). Complainants were in Florida (2), California (1) and North Carolina (1).

Source: FCC Consumer Help Center, Consumer Complaints Data (public domain), complaints about unwanted calls, telemarketing and robocalls. The FCC doesn't verify the facts alleged in complaints, and neither do we.

What callers claimed

Complaint categories chosen by FTC complainants:

Reducing your debt (credit cards, mortgage, student loans) 17 · 68%
Not specified / other 7 · 28%
Dropped call or no message 1 · 4%

Who called

(800) 981-8898 is a toll-free number. Toll-free numbers aren't tied to a place, and no public record shows which company holds them.

Is it a debt collector?

Nothing says it is: none of its 29 complaints describe debt collection; 17 (68% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.

Nearby numbers in 800-981

The closest reported numbers on either side of (800) 981-8898, in number order.

All reported numbers in 800-981 →

When the calls came

Time of day of 25 calls; most often the 3 p.m. hour (5):

12a 6a 12p 6p

Day of the week of 25 calls; most often Friday (7):

Sun Mon Tue Wed Thu Fri Sat

The date and time of the call as complainants entered them on the FTC form; the time zone isn't recorded. Times entered as exactly midnight or noon are left out (they're usually the form's default).

Location

Toll-free numbers can be answered anywhere in Canada and the U.S.; the number itself says nothing about where the caller is.

Most FTC complainants were in Colorado (17 of 25); others in California (4), Maryland (1) and Michigan (1) and more. Statewide, Colorado ranks #7 of the 50 states and DC for Do Not Call complaints per resident: 59,905 in the last 12 months, 996.3 per 100,000 people. Spam calls in Colorado.

Where FTC complainants were located (U.S. states):

Colorado 17 · 68%
California 4 · 16%
Maryland 1 · 4%

Show 2 more states

Michigan 1 · 4%
Utah 1 · 4%

Complainants' cities (most common):

Orchard, CO (15) · Black Hawk, CO (1) · Canyon Country, CA (1) · Los Angeles, CA (1) · Ortonville, MI (1)

As typed on the FTC form, with spelling variants merged; complaints without a city aren't counted.

Toll-free code 800: spam calls and most-reported numbers →

Searches on Canadial

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Answers from visitors, one per person per month (asked at the top of the page).

Report (800) 981-8898

Tell others what the call was about. Reports appear on this page; no account needed.

Recent community reports

No community reports yet. Be the first to describe this call.

What to do

Don't share personal or banking details, or pay anyone, on a call you didn't expect. Hang up and call the organization back on a number you find yourself.
Block it from your recent calls (iPhone: ⓘ, then “Block this Caller”; Android: long-press, then “Block”).
Report fraud to the Canadian Anti-Fraud Centre (1-888-495-8501).
Report telemarketing if you're registered and still got the call: to the National Do Not Call List.
A collector calling? How to check a collection agency in your province.
Report fraud to the FTC.
Report telemarketing if you're registered and still got the call: to the National Do Not Call Registry.
A collector calling? See the FTC's guide to your rights.
Report fraud: in the U.S. to the FTC; in Canada to the Canadian Anti-Fraud Centre (1-888-495-8501).
Report telemarketing if you're registered and still got the call: in the U.S. to the National Do Not Call Registry; in Canada to the National Do Not Call List.
A collector calling? In the U.S., see the FTC's guide to your rights; in Canada, how to check a collection agency in your province.

Questions about (800) 981-8898

Who called me from (800) 981-8898?: No complaint names the caller; FTC complainants most often said the calls were about debt relief. It's a toll-free number, which isn't tied to a place, and no public record shows which company holds it.
Is (800) 981-8898 a scam?: Canadial rates it high risk, from 29 complaints, latest Sep 2, 2026, robocalls in 12% of the FTC complaints.
Is (800) 981-8898 a debt collector or collection agency?: Nothing says it is: none of its 29 complaints describe debt collection; 17 (68% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
Should I call (800) 981-8898 back?: No. Calling back can confirm that your line is answered. If the caller claimed to be a company or agency you deal with, contact it on a number you find yourself.
How many times has (800) 981-8898 been reported?: 25 complaints to the U.S. FTC's Do Not Call registry between Oct 12, 2022 and Feb 18, 2026 and 4 complaints to the U.S. FCC between Dec 28, 2020 and Sep 2, 2026.
What do callers from (800) 981-8898 say?: The most common complaint category is "Reducing your debt (credit cards, mortgage, student loans)" (68% of FTC complaints).
When does (800) 981-8898 call?: In FTC complaints, the most common time was the 3 p.m. hour (5 of 25 calls with a time); the most common day was Friday (7 of 25).

Data updated: FTC complaints through Nov 13, 2026; FCC complaints refreshed daily; community reports live. How this page is built.