(765) 896-5050
Muncie, IN
(765) 896-5050 is likely a robocall: 21 FTC complaints and 2 FCC complaints, recorded messages in 76% of the FTC complaints, mostly about debt relief.
- No new complaints since Jul 1, 2025 (FTC data through Nov 13, 2026).
- More FTC complaints than 99% of the 14,578 numbers with FTC complaints in area code 765.
- No number in the 765-896 block has more complaints; 22 numbers there have FTC complaints.
Complaint history
21 FTC complaints between Dec 14, 2023 and Jul 1, 2025.
The FTC complaints came in 11 of the 20 months from Dec 2023 to Jul 2025; the busiest was Jan 2024, with 5 of 21.
FTC complaints are filed by consumers with the U.S. Federal Trade Commission's Do Not Call registry; they aren't verified by the FTC or by us.
Complaints to the FCC
2 complaints to the U.S. Federal Communications Commission between Jan 1, 2024 and Dec 4, 2024; all gave it as the number to call back rather than the caller ID.
Both heard a recorded message. They filed them as unwanted calls (2). The calls were about student loans (1). Complainants were in California (2).
Source: FCC Consumer Help Center, Consumer Complaints Data (public domain), complaints about unwanted calls, telemarketing and robocalls. The FCC doesn't verify the facts alleged in complaints, and neither do we.
What callers claimed
11 of its 21 FTC complaints (52%) are about debt relief, against 7% of the 16,743 FTC complaints about all numbers in area code 765.
Complaint categories chosen by FTC complainants:
- Reducing your debt (credit cards, mortgage, student loans) 11 · 52%
- Not specified / other 10 · 48%
Who called
The number's block is assigned to Onvoy, LLC in Muncie, IN.
Is it a debt collector?
Nothing says it is: none of its 23 complaints describe debt collection; 11 (52% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
Nearby numbers in 765-896
The closest reported numbers on either side of (765) 896-5050, in number order.
All reported numbers in 765-896 →When the calls came
Time of day of 20 calls; most often the 6 p.m. hour (6):
Day of the week of 21 calls:
The date and time of the call as complainants entered them on the FTC form; the time zone isn't recorded. Times entered as exactly midnight or noon are left out (they're usually the form's default).
Location
- Location of the number block
- Muncie, IN, USA
- Block assigned to
- Onvoy, LLC
From the North American Numbering Plan Administrator (Nov 3, 2026). This is who the number block was assigned to; numbers can be moved between carriers, and caller IDs can be faked.
1 of 21 complainants has area code 765, the number's own. The calls reached people elsewhere, so this isn't a local caller to them.
Most FTC complainants were in California (18 of 21); others in Illinois (1), Oregon (1) and Virginia (1). Statewide, California ranks #26 of the 50 states and DC for Do Not Call complaints per resident: 283,769 in the last 12 months, 721 per 100,000 people. Spam calls in California.
Where FTC complainants were located (U.S. states):
- California 18 · 86%
- Illinois 1 · 5%
- Oregon 1 · 5%
Show 1 more states Show fewer
- Virginia 1 · 5%
Complainants' cities (most common):
Sacramento, CA (7) · Long Beach, CA (2) · Chicago, IL (1) · Gold Beach, OR (1) · Lancaster, CA (1)
As typed on the FTC form, with spelling variants merged; complaints without a city aren't counted.
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Recent community reports
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What to do
- Don't share personal or banking details, or pay anyone, on a call you didn't expect. Hang up and call the organization back on a number you find yourself.
- Block it from your recent calls (iPhone: ⓘ, then “Block this Caller”; Android: long-press, then “Block”).
- Report fraud to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: to the National Do Not Call List.
- A collector calling? How to check a collection agency in your province.
- Report fraud to the FTC.
- Report telemarketing if you're registered and still got the call: to the National Do Not Call Registry.
- A collector calling? See the FTC's guide to your rights.
- Report fraud: in the U.S. to the FTC; in Canada to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: in the U.S. to the National Do Not Call Registry; in Canada to the National Do Not Call List.
- A collector calling? In the U.S., see the FTC's guide to your rights; in Canada, how to check a collection agency in your province.
Questions about (765) 896-5050
- Who called me from (765) 896-5050?
- No complaint names the caller; FTC complainants most often said the calls were about debt relief. The number is in a block assigned to Onvoy, LLC in Muncie, IN (NANPA, Nov 3, 2026); numbers can move between carriers, so the caller's provider may differ.
- Is (765) 896-5050 a scam?
- Canadial rates it medium risk, from 23 complaints, latest Jul 1, 2025, robocalls in 76% of the FTC complaints.
- Is (765) 896-5050 a debt collector or collection agency?
- Nothing says it is: none of its 23 complaints describe debt collection; 11 (52% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
- Should I call (765) 896-5050 back?
- No. Calling back can confirm that your line is answered. If the caller claimed to be a company or agency you deal with, contact it on a number you find yourself.
- How many times has (765) 896-5050 been reported?
- 21 complaints to the U.S. FTC's Do Not Call registry between Dec 14, 2023 and Jul 1, 2025 and 2 complaints to the U.S. FCC between Jan 1, 2024 and Dec 4, 2024.
- What do callers from (765) 896-5050 say?
- 11 of its 21 FTC complaints (52%) are about debt relief, against 7% of the 16,743 FTC complaints about all numbers in area code 765.
- When does (765) 896-5050 call?
- In FTC complaints, the most common time was the 6 p.m. hour (6 of 20 calls with a time).
Data updated: FTC complaints through Nov 13, 2026; FCC complaints refreshed daily; numbering records as of Nov 3, 2026; community reports live. How this page is built.