(640) 356-5646
(640) 356-5646 has 1 FTC complaint.
Most common complaint: debt relief (100% of FTC complaints).
- 1 FTC complaint dated in the 30 days to Nov 13, 2026, none in the 90 days before.
- Only 9 numbers in the 640-356 block have more complaints, of 135 there with FTC complaints.
Complaint history
1 FTC complaint on Oct 22, 2026.
FTC complaints are filed by consumers with the U.S. Federal Trade Commission's Do Not Call registry; they aren't verified by the FTC or by us.
What callers claimed
Complaint categories chosen by FTC complainants:
- Reducing your debt (credit cards, mortgage, student loans) 1 · 100%
Who called
The number's block is assigned to Peerless Network of New Jersey, LLC.
Is it a debt collector?
Nothing says it is: its one complaint doesn't describe debt collection; 1 (100% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
Part of a group of similar numbers
(640) 356-5646 is one of 12 numbers in 640-356 first reported to the FTC for “Reducing your debt (credit cards, mortgage, student loans)” calls between Oct 18, 2026 and Oct 26, 2026, 12 complaints in all; most from California (17%), Florida (17%), Texas (17%).
Numbers from one block reported for the same thing within days of each other are rarely chance; they usually mean one operation cycling through numbers. How groups are found.
Nearby numbers in 640-356
135 numbers in 640-356 have 146 FTC complaints between them (70% robocalls), 1 of them about (640) 356-5646. The commonest categories in the block: Reducing your debt (credit cards, mortgage, student loans) (25%), Dropped call or no message (14%).
The closest reported numbers on either side of (640) 356-5646, in number order.
Location
- Rate centre (NANPA abbreviation)
- MEDFORD, NJ, USA
- Block assigned to
- Peerless Network of New Jersey, LLC
From the North American Numbering Plan Administrator (Nov 3, 2026). This is who the number block was assigned to; numbers can be moved between carriers, and caller IDs can be faked.
The one FTC complainant was in Colorado. Statewide, Colorado ranks #7 of the 50 states and DC for Do Not Call complaints per resident: 59,905 in the last 12 months, 996.3 per 100,000 people. Spam calls in Colorado.
Where FTC complainants were located (U.S. states):
- Colorado 1 · 100%
Complainants' cities:
Denver, CO (1)
As typed on the FTC form, with spelling variants merged; complaints without a city aren't counted.
Searches on Canadial
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Recent community reports
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What to do
- Don't share personal or banking details, or pay anyone, on a call you didn't expect. Hang up and call the organization back on a number you find yourself.
- Block it from your recent calls (iPhone: ⓘ, then “Block this Caller”; Android: long-press, then “Block”).
- Report fraud to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: to the National Do Not Call List.
- A collector calling? How to check a collection agency in your province.
- Report fraud to the FTC.
- Report telemarketing if you're registered and still got the call: to the National Do Not Call Registry.
- A collector calling? See the FTC's guide to your rights.
- Report fraud: in the U.S. to the FTC; in Canada to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: in the U.S. to the National Do Not Call Registry; in Canada to the National Do Not Call List.
- A collector calling? In the U.S., see the FTC's guide to your rights; in Canada, how to check a collection agency in your province.
Questions about (640) 356-5646
- Who called me from (640) 356-5646?
- No complaint names the caller. The number is in a block assigned to Peerless Network of New Jersey, LLC (rate centre MEDFORD, NJ) (NANPA, Nov 3, 2026); numbers can move between carriers, so the caller's provider may differ. It's one of 12 numbers in the same block first reported for the same kind of call within days of each other, likely one operation.
- Is (640) 356-5646 a scam?
- Canadial rates it low risk, from 1 complaint, latest Oct 22, 2026.
- Is (640) 356-5646 a debt collector or collection agency?
- Nothing says it is: its one complaint doesn't describe debt collection; 1 (100% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
- Should I call (640) 356-5646 back?
- Be careful. If you don't recognize it, let it go to voicemail: a legitimate caller will leave a message, and you can reach any real organization on a number you look up yourself.
- How many times has (640) 356-5646 been reported?
- 1 complaint to the U.S. FTC's Do Not Call registry on Oct 22, 2026.
- What do callers from (640) 356-5646 say?
- The most common complaint category is "Reducing your debt (credit cards, mortgage, student loans)" (100% of FTC complaints).
Data updated: FTC complaints through Nov 13, 2026; numbering records as of Nov 3, 2026; community reports live. How this page is built.