(484) 481-8974
(484) 481-8974 has 2 FTC complaints, mostly about debt relief.
- No new complaints since May 23, 2026 (FTC data through Nov 13, 2026).
- More FTC complaints than 89% of the 21,982 numbers with FTC complaints in area code 484.
- Only 4 numbers in the 484-481 block have more complaints, of 593 there with FTC complaints.
Complaint history
2 FTC complaints between Jun 26, 2025 and May 23, 2026.
The FTC complaints came in 2 of the 12 months from Jun 2025 to May 2026.
FTC complaints are filed by consumers with the U.S. Federal Trade Commission's Do Not Call registry; they aren't verified by the FTC or by us.
What callers claimed
2 of its 2 FTC complaints (100%) are about debt relief, against 21% of the 25,735 FTC complaints about all numbers in area code 484.
Complaint categories chosen by FTC complainants:
- Reducing your debt (credit cards, mortgage, student loans) 2 · 100%
Who called
The number's block is assigned to Hd Carrier LLC.
Is it a debt collector?
Nothing says it is: none of its 2 complaints describe debt collection; 2 (100% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
Part of a group of similar numbers
(484) 481-8974 is one of 20 numbers in 484-481 first reported to the FTC for “Reducing your debt (credit cards, mortgage, student loans)” calls between Jun 24, 2025 and Jul 5, 2025, 23 complaints in all; most from California (17%), Florida (13%), New Jersey (13%).
Numbers from one block reported for the same thing within days of each other are rarely chance; they usually mean one operation cycling through numbers. How groups are found.
Nearby numbers in 484-481
593 numbers in 484-481 have 643 FTC complaints between them (90% robocalls), 2 of them about (484) 481-8974. The commonest categories in the block: Reducing your debt (credit cards, mortgage, student loans) (62%), Calls pretending to be government, businesses, or family and friends (3%).
The closest reported numbers on either side of (484) 481-8974, in number order.
When the calls came
Time of day of 2 calls:
Day of the week of 2 calls:
The date and time of the call as complainants entered them on the FTC form; the time zone isn't recorded. Times entered as exactly midnight or noon are left out (they're usually the form's default).
Location
- Rate centre (NANPA abbreviation)
- W CHESTER, PA, USA
- Block assigned to
- Hd Carrier LLC
From the North American Numbering Plan Administrator (Nov 3, 2026). This is who the number block was assigned to; numbers can be moved between carriers, and caller IDs can be faked.
FTC complainants were in California (1) and New Jersey (1).
Where FTC complainants were located (U.S. states):
- California 1 · 50%
- New Jersey 1 · 50%
Complainants' cities:
Monroe Township, NJ (1)
As typed on the FTC form, with spelling variants merged; complaints without a city aren't counted.
Searches on Canadial
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Recent community reports
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What to do
- Don't share personal or banking details, or pay anyone, on a call you didn't expect. Hang up and call the organization back on a number you find yourself.
- Block it from your recent calls (iPhone: ⓘ, then “Block this Caller”; Android: long-press, then “Block”).
- Report fraud to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: to the National Do Not Call List.
- A collector calling? How to check a collection agency in your province.
- Report fraud to the FTC.
- Report telemarketing if you're registered and still got the call: to the National Do Not Call Registry.
- A collector calling? See the FTC's guide to your rights.
- Report fraud: in the U.S. to the FTC; in Canada to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: in the U.S. to the National Do Not Call Registry; in Canada to the National Do Not Call List.
- A collector calling? In the U.S., see the FTC's guide to your rights; in Canada, how to check a collection agency in your province.
Questions about (484) 481-8974
- Who called me from (484) 481-8974?
- No complaint names the caller; FTC complainants most often said the calls were about debt relief. The number is in a block assigned to Hd Carrier LLC (rate centre W CHESTER, PA) (NANPA, Nov 3, 2026); numbers can move between carriers, so the caller's provider may differ. It's one of 20 numbers in the same block first reported for the same kind of call within days of each other, likely one operation.
- Is (484) 481-8974 a scam?
- Canadial rates it low risk, from 2 complaints, latest May 23, 2026.
- Is (484) 481-8974 a debt collector or collection agency?
- Nothing says it is: none of its 2 complaints describe debt collection; 2 (100% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
- Should I call (484) 481-8974 back?
- Be careful. If you don't recognize it, let it go to voicemail: a legitimate caller will leave a message, and you can reach any real organization on a number you look up yourself.
- How many times has (484) 481-8974 been reported?
- 2 complaints to the U.S. FTC's Do Not Call registry between Jun 26, 2025 and May 23, 2026.
- What do callers from (484) 481-8974 say?
- 2 of its 2 FTC complaints (100%) are about debt relief, against 21% of the 25,735 FTC complaints about all numbers in area code 484.
Data updated: FTC complaints through Nov 13, 2026; numbering records as of Nov 3, 2026; community reports live. How this page is built.