(321) 895-2920
St. Cloud, FL
(321) 895-2920 is likely a robocall: 3 FTC complaints, 100% recorded messages, mostly about debt relief.
- No new complaints since Apr 14, 2026 (FTC data through Nov 13, 2026).
- More FTC complaints than 95% of the 31,217 numbers with FTC complaints in area code 321.
- No number in the 321-895 block has more complaints; 158 numbers there have FTC complaints.
Complaint history
3 FTC complaints on Apr 14, 2026.
All 3 FTC complaints are about calls in Apr 2026.
FTC complaints are filed by consumers with the U.S. Federal Trade Commission's Do Not Call registry; they aren't verified by the FTC or by us.
What callers claimed
2 of its 3 FTC complaints (67%) are about debt relief, against 16% of the 43,334 FTC complaints about all numbers in area code 321.
Complaint categories chosen by FTC complainants:
- Reducing your debt (credit cards, mortgage, student loans) 2 · 67%
- Not specified / other 1 · 33%
Who called
The number's block is assigned to Peerless Network of Florida, LLC in St. Cloud, FL.
Is it a debt collector?
Nothing says it is: none of its 3 complaints describe debt collection; 2 (67% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
Part of a group of similar numbers
(321) 895-2920 is one of 23 numbers in 321-895 first reported to the FTC for “Reducing your debt (credit cards, mortgage, student loans)” calls between Apr 14, 2026 and Apr 23, 2026, 30 complaints in all; most from Pennsylvania (17%), Florida (13%), Illinois (10%).
Numbers from one block reported for the same thing within days of each other are rarely chance; they usually mean one operation cycling through numbers. How groups are found.
Nearby numbers in 321-895
158 numbers in 321-895 have 182 FTC complaints between them (76% robocalls), 3 of them about (321) 895-2920. The commonest categories in the block: Reducing your debt (credit cards, mortgage, student loans) (34%), Dropped call or no message (9%).
The closest reported numbers on either side of (321) 895-2920, in number order.
When the calls came
Time of day of 3 calls; most often the 4 p.m. hour (3):
Day of the week of 3 calls; most often Tuesday (3):
The date and time of the call as complainants entered them on the FTC form; the time zone isn't recorded. Times entered as exactly midnight or noon are left out (they're usually the form's default).
Location
- Location of the number block
- St. Cloud, FL, USA
- Block assigned to
- Peerless Network of Florida, LLC
From the North American Numbering Plan Administrator (Nov 3, 2026). This is who the number block was assigned to; numbers can be moved between carriers, and caller IDs can be faked.
None of 3 complainants have area code 321, the number's own. The calls reached people elsewhere, so this isn't a local caller to them.
Most FTC complainants were in Pennsylvania (2 of 3); others in Virginia (1). Statewide, Pennsylvania ranks #16 of the 50 states and DC for Do Not Call complaints per resident: 108,035 in the last 12 months, 827.3 per 100,000 people. Spam calls in Pennsylvania.
Where FTC complainants were located (U.S. states):
- Pennsylvania 2 · 67%
- Virginia 1 · 33%
Complainants' cities:
Charlottesville, VA (1)
As typed on the FTC form, with spelling variants merged; complaints without a city aren't counted.
Searches on Canadial
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Recent community reports
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What to do
- Don't share personal or banking details, or pay anyone, on a call you didn't expect. Hang up and call the organization back on a number you find yourself.
- Block it from your recent calls (iPhone: ⓘ, then “Block this Caller”; Android: long-press, then “Block”).
- Report fraud to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: to the National Do Not Call List.
- A collector calling? How to check a collection agency in your province.
- Report fraud to the FTC.
- Report telemarketing if you're registered and still got the call: to the National Do Not Call Registry.
- A collector calling? See the FTC's guide to your rights.
- Report fraud: in the U.S. to the FTC; in Canada to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: in the U.S. to the National Do Not Call Registry; in Canada to the National Do Not Call List.
- A collector calling? In the U.S., see the FTC's guide to your rights; in Canada, how to check a collection agency in your province.
Questions about (321) 895-2920
- Who called me from (321) 895-2920?
- No complaint names the caller; FTC complainants most often said the calls were about debt relief. The number is in a block assigned to Peerless Network of Florida, LLC in St. Cloud, FL (NANPA, Nov 3, 2026); numbers can move between carriers, so the caller's provider may differ. It's one of 23 numbers in the same block first reported for the same kind of call within days of each other, likely one operation.
- Is (321) 895-2920 a scam?
- Canadial rates it medium risk, from 3 complaints, latest Apr 14, 2026, 100% robocalls.
- Is (321) 895-2920 a debt collector or collection agency?
- Nothing says it is: none of its 3 complaints describe debt collection; 2 (67% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
- Should I call (321) 895-2920 back?
- No. Calling back can confirm that your line is answered. If the caller claimed to be a company or agency you deal with, contact it on a number you find yourself.
- How many times has (321) 895-2920 been reported?
- 3 complaints to the U.S. FTC's Do Not Call registry on Apr 14, 2026.
- What do callers from (321) 895-2920 say?
- 2 of its 3 FTC complaints (67%) are about debt relief, against 16% of the 43,334 FTC complaints about all numbers in area code 321.
- When does (321) 895-2920 call?
- In FTC complaints, the most common time was the 4 p.m. hour (3 of 3 calls with a time); the most common day was Tuesday (3 of 3).
Data updated: FTC complaints through Nov 13, 2026; numbering records as of Nov 3, 2026; community reports live. How this page is built.