(320) 472-8843
St. Cloud, MN
(320) 472-8843 has 1 FTC complaint.
Most common complaint: debt relief (100% of FTC complaints).
- No new complaints since Aug 28, 2025 (FTC data through Nov 13, 2026).
Complaint history
1 FTC complaint on Aug 28, 2025.
FTC complaints are filed by consumers with the U.S. Federal Trade Commission's Do Not Call registry; they aren't verified by the FTC or by us.
What callers claimed
Complaint categories chosen by FTC complainants:
- Reducing your debt (credit cards, mortgage, student loans) 1 · 100%
Who called
The number's block is assigned to Hd Carrier LLC in St. Cloud, MN.
Is it a debt collector?
Nothing says it is: its one complaint doesn't describe debt collection; 1 (100% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
Part of a group of similar numbers
(320) 472-8843 is one of 4 numbers in 320-472 first reported to the FTC for “Reducing your debt (credit cards, mortgage, student loans)” calls between Aug 28, 2025 and Aug 30, 2025, 4 complaints in all; most from California (25%), New Jersey (25%), North Carolina (25%).
Numbers from one block reported for the same thing within days of each other are rarely chance; they usually mean one operation cycling through numbers. How groups are found.
Nearby numbers in 320-472
258 numbers in 320-472 have 279 FTC complaints between them (85% robocalls), 1 of them about (320) 472-8843. The commonest categories in the block: Reducing your debt (credit cards, mortgage, student loans) (58%), Calls pretending to be government, businesses, or family and friends (3%).
The closest reported numbers on either side of (320) 472-8843, in number order.
Location
- Location of the number block
- St. Cloud, MN, USA
- Block assigned to
- Hd Carrier LLC
From the North American Numbering Plan Administrator (Nov 3, 2026). This is who the number block was assigned to; numbers can be moved between carriers, and caller IDs can be faked.
The one FTC complainant was in New Jersey. Statewide, New Jersey ranks #12 of the 50 states and DC for Do Not Call complaints per resident: 87,015 in the last 12 months, 911.3 per 100,000 people. Spam calls in New Jersey.
Where FTC complainants were located (U.S. states):
- New Jersey 1 · 100%
Searches on Canadial
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Recent community reports
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What to do
- Don't share personal or banking details, or pay anyone, on a call you didn't expect. Hang up and call the organization back on a number you find yourself.
- Block it from your recent calls (iPhone: ⓘ, then “Block this Caller”; Android: long-press, then “Block”).
- Report fraud to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: to the National Do Not Call List.
- A collector calling? How to check a collection agency in your province.
- Report fraud to the FTC.
- Report telemarketing if you're registered and still got the call: to the National Do Not Call Registry.
- A collector calling? See the FTC's guide to your rights.
- Report fraud: in the U.S. to the FTC; in Canada to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: in the U.S. to the National Do Not Call Registry; in Canada to the National Do Not Call List.
- A collector calling? In the U.S., see the FTC's guide to your rights; in Canada, how to check a collection agency in your province.
Questions about (320) 472-8843
- Who called me from (320) 472-8843?
- No complaint names the caller. The number is in a block assigned to Hd Carrier LLC in St. Cloud, MN (NANPA, Nov 3, 2026); numbers can move between carriers, so the caller's provider may differ. It's one of 4 numbers in the same block first reported for the same kind of call within days of each other, likely one operation.
- Is (320) 472-8843 a scam?
- Canadial rates it low risk, from 1 complaint, latest Aug 28, 2025.
- Is (320) 472-8843 a debt collector or collection agency?
- Nothing says it is: its one complaint doesn't describe debt collection; 1 (100% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
- Should I call (320) 472-8843 back?
- Be careful. If you don't recognize it, let it go to voicemail: a legitimate caller will leave a message, and you can reach any real organization on a number you look up yourself.
- How many times has (320) 472-8843 been reported?
- 1 complaint to the U.S. FTC's Do Not Call registry on Aug 28, 2025.
- What do callers from (320) 472-8843 say?
- The most common complaint category is "Reducing your debt (credit cards, mortgage, student loans)" (100% of FTC complaints).
Data updated: FTC complaints through Nov 13, 2026; numbering records as of Nov 3, 2026; community reports live. How this page is built.