(320) 207-5412
Hinckley, MN
(320) 207-5412 is likely an unwanted sales call: 4 FTC complaints, 25% recorded messages, mostly about debt relief.
- No new complaints since Jan 10, 2023 (FTC data through Nov 13, 2026).
- More FTC complaints than 98% of the 12,475 numbers with FTC complaints in area code 320.
Complaint history
4 FTC complaints between Aug 20, 2022 and Jan 10, 2023.
The FTC complaints came in 2 of the 6 months from Aug 2022 to Jan 2023; the busiest was Jan 2023, with 3 of 4.
FTC complaints are filed by consumers with the U.S. Federal Trade Commission's Do Not Call registry; they aren't verified by the FTC or by us.
What callers claimed
2 of its 4 FTC complaints (50%) are about debt relief, against 23% of the 15,692 FTC complaints about all numbers in area code 320.
Complaint categories chosen by FTC complainants:
- Reducing your debt (credit cards, mortgage, student loans) 2 · 50%
- Calls pretending to be government, businesses, or family and friends 1 · 25%
- Not specified / other 1 · 25%
Who called
The number's block is assigned to Peerless Network of Minnesota, LLC in Hinckley, MN.
Is it a debt collector?
Nothing says it is: none of its 4 complaints describe debt collection; 2 (50% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
Nearby numbers in 320-207
The closest reported numbers on either side of (320) 207-5412, in number order.
When the calls came
Time of day of 4 calls; most often the 3 p.m. hour (3):
Day of the week of 4 calls; most often Monday (2):
The date and time of the call as complainants entered them on the FTC form; the time zone isn't recorded. Times entered as exactly midnight or noon are left out (they're usually the form's default).
Location
- Location of the number block
- Hinckley, MN, USA
- Block assigned to
- Peerless Network of Minnesota, LLC
From the North American Numbering Plan Administrator (Nov 3, 2026). This is who the number block was assigned to; numbers can be moved between carriers, and caller IDs can be faked.
None of 4 complainants have area code 320, the number's own. The calls reached people elsewhere, so this isn't a local caller to them.
Most FTC complainants were in New Jersey (2 of 4); others in California (1) and Pennsylvania (1). Statewide, New Jersey ranks #12 of the 50 states and DC for Do Not Call complaints per resident: 87,015 in the last 12 months, 911.3 per 100,000 people. Spam calls in New Jersey.
Where FTC complainants were located (U.S. states):
- New Jersey 2 · 50%
- California 1 · 25%
- Pennsylvania 1 · 25%
Complainants' cities:
Marlboro, NJ (1) · Morganville, NJ (1) · Taylor, PA (1)
As typed on the FTC form, with spelling variants merged; complaints without a city aren't counted.
Searches on Canadial
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Recent community reports
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What to do
- Don't share personal or banking details, or pay anyone, on a call you didn't expect. Hang up and call the organization back on a number you find yourself.
- Block it from your recent calls (iPhone: ⓘ, then “Block this Caller”; Android: long-press, then “Block”).
- Report fraud to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: to the National Do Not Call List.
- A collector calling? How to check a collection agency in your province.
- Report fraud to the FTC.
- Report telemarketing if you're registered and still got the call: to the National Do Not Call Registry.
- A collector calling? See the FTC's guide to your rights.
- Report fraud: in the U.S. to the FTC; in Canada to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: in the U.S. to the National Do Not Call Registry; in Canada to the National Do Not Call List.
- A collector calling? In the U.S., see the FTC's guide to your rights; in Canada, how to check a collection agency in your province.
Questions about (320) 207-5412
- Who called me from (320) 207-5412?
- No complaint names the caller; FTC complainants most often said the calls were about debt relief. The number is in a block assigned to Peerless Network of Minnesota, LLC in Hinckley, MN (NANPA, Nov 3, 2026); numbers can move between carriers, so the caller's provider may differ.
- Is (320) 207-5412 a scam?
- Canadial rates it low risk, from 4 complaints, latest Jan 10, 2023, 25% robocalls.
- Is (320) 207-5412 a debt collector or collection agency?
- Nothing says it is: none of its 4 complaints describe debt collection; 2 (50% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
- Should I call (320) 207-5412 back?
- Be careful. If you don't recognize it, let it go to voicemail: a legitimate caller will leave a message, and you can reach any real organization on a number you look up yourself.
- How many times has (320) 207-5412 been reported?
- 4 complaints to the U.S. FTC's Do Not Call registry between Aug 20, 2022 and Jan 10, 2023.
- What do callers from (320) 207-5412 say?
- 2 of its 4 FTC complaints (50%) are about debt relief, against 23% of the 15,692 FTC complaints about all numbers in area code 320.
- When does (320) 207-5412 call?
- In FTC complaints, the most common time was the 3 p.m. hour (3 of 4 calls with a time); the most common day was Monday (2 of 4).
Data updated: FTC complaints through Nov 13, 2026; numbering records as of Nov 3, 2026; community reports live. How this page is built.