(320) 200-9492
St. Cloud, MN
(320) 200-9492 is likely an unwanted sales call: 3 FTC complaints, 33% recorded messages, mostly about debt relief.
- No new complaints since Mar 11, 2026 (FTC data through Nov 13, 2026).
- More FTC complaints than 95% of the 12,475 numbers with FTC complaints in area code 320.
- No number in the 320-200 block has more complaints; 81 numbers there have FTC complaints.
Complaint history
3 FTC complaints between Aug 14, 2023 and Mar 11, 2026.
The FTC complaints came in 2 of the 32 months from Aug 2023 to Mar 2026; the busiest was Mar 2026, with 2 of 3.
FTC complaints are filed by consumers with the U.S. Federal Trade Commission's Do Not Call registry; they aren't verified by the FTC or by us.
What callers claimed
2 of its 3 FTC complaints (67%) are about debt relief, against 23% of the 15,692 FTC complaints about all numbers in area code 320.
Complaint categories chosen by FTC complainants:
- Reducing your debt (credit cards, mortgage, student loans) 2 · 67%
- Not specified / other 1 · 33%
Who called
The number's block is assigned to Bandwidth.com CLEC, LLC in St. Cloud, MN.
Is it a debt collector?
Nothing says it is: none of its 3 complaints describe debt collection; 2 (67% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
Nearby numbers in 320-200
81 numbers in 320-200 have 92 FTC complaints between them (50% robocalls), 3 of them about (320) 200-9492. The commonest categories in the block: Calls pretending to be government, businesses, or family and friends (17%), Dropped call or no message (13%).
The closest reported numbers on either side of (320) 200-9492, in number order.
All reported numbers in 320-200 →When the calls came
Time of day of 3 calls:
Day of the week of 3 calls:
The date and time of the call as complainants entered them on the FTC form; the time zone isn't recorded. Times entered as exactly midnight or noon are left out (they're usually the form's default).
Location
- Location of the number block
- St. Cloud, MN, USA
- Block assigned to
- Bandwidth.com CLEC, LLC
From the North American Numbering Plan Administrator (Nov 3, 2026). This is who the number block was assigned to; numbers can be moved between carriers, and caller IDs can be faked.
None of 3 complainants have area code 320, the number's own. The calls reached people elsewhere, so this isn't a local caller to them.
All 3 FTC complainants were in Minnesota. Statewide, Minnesota ranks #48 of the 50 states and DC for Do Not Call complaints per resident: 26,046 in the last 12 months, 446.7 per 100,000 people. Spam calls in Minnesota.
Where FTC complainants were located (U.S. states):
- Minnesota 3 · 100%
Complainants' cities:
Burnsville, MN (1)
As typed on the FTC form, with spelling variants merged; complaints without a city aren't counted.
Searches on Canadial
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What to do
- Don't share personal or banking details, or pay anyone, on a call you didn't expect. Hang up and call the organization back on a number you find yourself.
- Block it from your recent calls (iPhone: ⓘ, then “Block this Caller”; Android: long-press, then “Block”).
- Report fraud to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: to the National Do Not Call List.
- A collector calling? How to check a collection agency in your province.
- Report fraud to the FTC.
- Report telemarketing if you're registered and still got the call: to the National Do Not Call Registry.
- A collector calling? See the FTC's guide to your rights.
- Report fraud: in the U.S. to the FTC; in Canada to the Canadian Anti-Fraud Centre (1-888-495-8501).
- Report telemarketing if you're registered and still got the call: in the U.S. to the National Do Not Call Registry; in Canada to the National Do Not Call List.
- A collector calling? In the U.S., see the FTC's guide to your rights; in Canada, how to check a collection agency in your province.
Questions about (320) 200-9492
- Who called me from (320) 200-9492?
- No complaint names the caller; FTC complainants most often said the calls were about debt relief. The number is in a block assigned to Bandwidth.com CLEC, LLC in St. Cloud, MN (NANPA, Nov 3, 2026); numbers can move between carriers, so the caller's provider may differ.
- Is (320) 200-9492 a scam?
- Canadial rates it medium risk, from 3 complaints, latest Mar 11, 2026, 33% robocalls.
- Is (320) 200-9492 a debt collector or collection agency?
- Nothing says it is: none of its 3 complaints describe debt collection; 2 (67% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.
- Should I call (320) 200-9492 back?
- No. Calling back can confirm that your line is answered. If the caller claimed to be a company or agency you deal with, contact it on a number you find yourself.
- How many times has (320) 200-9492 been reported?
- 3 complaints to the U.S. FTC's Do Not Call registry between Aug 14, 2023 and Mar 11, 2026.
- What do callers from (320) 200-9492 say?
- 2 of its 3 FTC complaints (67%) are about debt relief, against 23% of the 15,692 FTC complaints about all numbers in area code 320.
Data updated: FTC complaints through Nov 13, 2026; numbering records as of Nov 3, 2026; community reports live. How this page is built.