(315) 861-3985

3 FTC complaints between Mar 19, 2025 and Jul 25, 2025.

The FTC complaints came in 3 of the 5 months from Mar 2025 to Jul 2025.

FTC complaints are filed by consumers with the U.S. Federal Trade Commission's Do Not Call registry; they aren't verified by the FTC or by us.

What callers claimed

2 of its 3 FTC complaints (67%) are about debt relief, against 40% of the 72,566 FTC complaints about all numbers in area code 315.

Complaint categories chosen by FTC complainants:

• Reducing your debt (credit cards, mortgage, student loans) 2 · 67%
• Not specified / other 1 · 33%

The number's block is assigned to Peering Hub, Inc..

Time of day of 3 calls:

The date and time of the call as complainants entered them on the FTC form; the time zone isn't recorded. Times entered as exactly midnight or noon are left out (they're usually the form's default).

Rate centre (NANPA abbreviation)

NOBROOKFLD, NY, USA

Block assigned to

Peering Hub, Inc.

From the North American Numbering Plan Administrator (Nov 3, 2026). This is who the number block was assigned to; numbers can be moved between carriers, and caller IDs can be faked.

None of 3 complainants have area code 315, the number's own. The calls reached people elsewhere, so this isn't a local caller to them.

Area code 315: where it is, time zone, spam calls →

• Don't share personal or banking details, or pay anyone, on a call you didn't expect. Hang up and call the organization back on a number you find yourself.
• Block it from your recent calls (iPhone: ⓘ, then “Block this Caller”; Android: long-press, then “Block”).
• Report fraud to the Canadian Anti-Fraud Centre (1-888-495-8501).
• Report telemarketing if you're registered and still got the call: to the National Do Not Call List.
• A collector calling? How to check a collection agency in your province.
• Report fraud to the FTC.
• Report telemarketing if you're registered and still got the call: to the National Do Not Call Registry.
• A collector calling? See the FTC's guide to your rights.
• Report fraud: in the U.S. to the FTC; in Canada to the Canadian Anti-Fraud Centre (1-888-495-8501).
• Report telemarketing if you're registered and still got the call: in the U.S. to the National Do Not Call Registry; in Canada to the National Do Not Call List.
• A collector calling? In the U.S., see the FTC's guide to your rights; in Canada, how to check a collection agency in your province.

Who called me from (315) 861-3985?

No complaint names the caller; FTC complainants most often said the calls were about debt relief. The number is in a block assigned to Peering Hub, Inc. (rate centre NOBROOKFLD, NY) (NANPA, Nov 3, 2026); numbers can move between carriers, so the caller's provider may differ. It's one of 128 numbers in the same block first reported for the same kind of call within days of each other, likely one operation.

Is (315) 861-3985 a scam?

Canadial rates it medium risk, from 3 complaints, latest Jul 25, 2025, 100% robocalls.

Is (315) 861-3985 a debt collector or collection agency?

Nothing says it is: none of its 3 complaints describe debt collection; 2 (67% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.

Should I call (315) 861-3985 back?

No. Calling back can confirm that your line is answered. If the caller claimed to be a company or agency you deal with, contact it on a number you find yourself.

How many times has (315) 861-3985 been reported?

3 complaints to the U.S. FTC's Do Not Call registry between Mar 19, 2025 and Jul 25, 2025.

What do callers from (315) 861-3985 say?

2 of its 3 FTC complaints (67%) are about debt relief, against 40% of the 72,566 FTC complaints about all numbers in area code 315.