(231) 296-7643

2 FTC complaints on Sep 19, 2026.

Both FTC complaints are about calls in Sep 2026.

FTC complaints are filed by consumers with the U.S. Federal Trade Commission's Do Not Call registry; they aren't verified by the FTC or by us.

What callers claimed

2 of its 2 FTC complaints (100%) are about debt relief, against 20% of the 30,448 FTC complaints about all numbers in area code 231.

Complaint categories chosen by FTC complainants:

• Reducing your debt (credit cards, mortgage, student loans) 2 · 100%

The number's block is assigned to Onvoy, Llcv in Fremont, MI.

Time of day of 2 calls; most often the 11 a.m. hour (2):

The date and time of the call as complainants entered them on the FTC form; the time zone isn't recorded. Times entered as exactly midnight or noon are left out (they're usually the form's default).

Location of the number block

Fremont, MI, USA

Block assigned to

Onvoy, Llcv

From the North American Numbering Plan Administrator (Nov 3, 2026). This is who the number block was assigned to; numbers can be moved between carriers, and caller IDs can be faked.

Area code 231: where it is, time zone, spam calls →

• Don't share personal or banking details, or pay anyone, on a call you didn't expect. Hang up and call the organization back on a number you find yourself.
• Block it from your recent calls (iPhone: ⓘ, then “Block this Caller”; Android: long-press, then “Block”).
• Report fraud to the Canadian Anti-Fraud Centre (1-888-495-8501).
• Report telemarketing if you're registered and still got the call: to the National Do Not Call List.
• A collector calling? How to check a collection agency in your province.
• Report fraud to the FTC.
• Report telemarketing if you're registered and still got the call: to the National Do Not Call Registry.
• A collector calling? See the FTC's guide to your rights.
• Report fraud: in the U.S. to the FTC; in Canada to the Canadian Anti-Fraud Centre (1-888-495-8501).
• Report telemarketing if you're registered and still got the call: in the U.S. to the National Do Not Call Registry; in Canada to the National Do Not Call List.
• A collector calling? In the U.S., see the FTC's guide to your rights; in Canada, how to check a collection agency in your province.

Who called me from (231) 296-7643?

No complaint names the caller; FTC complainants most often said the calls were about debt relief. The number is in a block assigned to Onvoy, Llcv in Fremont, MI (NANPA, Nov 3, 2026); numbers can move between carriers, so the caller's provider may differ. It's one of 11 numbers in the same block first reported for the same kind of call within days of each other, likely one operation.

Is (231) 296-7643 a scam?

Canadial rates it low risk, from 2 complaints, latest Sep 19, 2026.

Is (231) 296-7643 a debt collector or collection agency?

Nothing says it is: none of its 2 complaints describe debt collection; 2 (100% of FTC complaints) are about debt relief, which means offers to reduce credit card, loan or other debt. That's a sales pitch, not a collector asking you to pay a debt you owe.

Should I call (231) 296-7643 back?

Be careful. If you don't recognize it, let it go to voicemail: a legitimate caller will leave a message, and you can reach any real organization on a number you look up yourself.

How many times has (231) 296-7643 been reported?

2 complaints to the U.S. FTC's Do Not Call registry on Sep 19, 2026.

What do callers from (231) 296-7643 say?

2 of its 2 FTC complaints (100%) are about debt relief, against 20% of the 30,448 FTC complaints about all numbers in area code 231.

When does (231) 296-7643 call?

In FTC complaints, the most common time was the 11 a.m. hour (2 of 2 calls with a time); the most common day was Saturday (2 of 2).